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Finance and funding

Getting the right type of finance for your business is essential. There are many different types available including loans, grants and investment - each of them designed to meet different needs.

Working capital

MarketFinance

MarketFinance is a funding platform that allows firms to release funds from outstanding invoices. Local businesses looking to benefit can apply on the MarketFinance website and, if approved, can receive funds in as little as 24 hours. Unlike traditional invoice factoring, the service is completely flexible, so companies are able to upload as many – or as few – invoices as they choose, with no contract or tie-ins.

For more information please visit the:

Loans for businesses

Start-up Loan Scheme

The Start-up Loan Scheme is a Government funded initiative that provides a business loan together with a mentor for people starting up a new business. 

For more information please visit the:

Funding Circle

Funding Circle is an online peer-to-business lending platform connecting businesses and investors, where businesses get fast business loans and investors earn returns on their investments. Funding Circle has funded over £330m in business loans so far and has created an estimated 16,500 jobs across the country. Furthermore, the UK Government has lent £60 million through Funding Circle during the past two years.

For more information please visit the:

Grants to help businesses

Innovation funding

Innovate UK is the Government's innovation agency and it distributes grants to help businesses cover the cost of R&D activity.  The grants tend to be competitions focussed on specific technologies which are announced at very regular intervals.  Innovate UK also runs "open" competitions which are not sector specific. It is worth checking Innovate UK's website regularly for recent funding announcements.

For more information please visit the:

Other grants

We subscribe to Grants Online Local, a free, user-friendly service to help organisations identify funding sources available for specific projects. You will need to register the first time you use the site.

To search for grants, please visit the:

Investment

Oxford Innovation Finance

Oxford Innovation Finance is the home of OION, one of the oldest and largest angel investment networks in the UK, and the Oxford Innovation EIS Growth Fund.
As a part of the SQW Group, Oxford Innovation Finance is well connected to the early-stage/start-up ecosystem and, through its sister companies, is able to offer connections to a wide range of support, beyond that of just access to finance.

For more information please visit the:

The FSE Group

Finance South East help growth businesses achieve their potential through direct investment from its £33.6m funds under management, together with a range of professional support and advice. It provides an integrated, independent and specialist offering which prepares companies for investment and high growth.

For more information please visit the:

Dealing with business debt

Problems paying tax bills

HM Revenue and Customs' (HMRC) Business Payment Support Service is there to help businesses that are aware they may not be able to make a payment due in full before the payment deadline.

For more information please visit the:

Organisations offering free advice on debt problems

For free, confidential and independent advice on how to deal with debt problems, please visit the:

For free, independent, confidential and impartial advice to everyone on their rights and responsibilities and is experienced in helping with personal debt problems, please visit the:

Further information on business finance

For further information and finance schemes that may not be listed here, please visit the:

Better Business Finance

Starting and running a successful business can be one of the most rewarding things you can do in life. It can also be one of the most daunting. However, statistics show businesses that take advice during the start-up phase are more likely to be successful. For further info:

If you are not sure where to start, then email our Business Development Team or call 01993 861485 and we will point you in the right direction.